The policy is very easy to use: you access your customer portfolio and ask us to obtain lines of guarantee using your CofaNet Essentials digital management tool. We then start monitoring your clients and will send you real-time notifications about changes in the solvency of companies to help you make the right business decisions. In the event of non-payment, you provide the information in CofaNet Essentials, and we then take over the collection process immediately: in the UK, Ireland or on the other side of the world. If these steps are not successful, you will be indemnified according to the terms in your policy, and an indemnity will be paid to you beyond a contractually-agreed period. The entire process is carried out online: this facilitates your internal procedures and optimises information sharing between the various departments in your organisation (finance, accounting, sales management, purchases, etc.).